A customer leaves a branch of the Industrial and Commercial Bank of China in Shanghai, 18 January 2008. ICBC bank, the nation’s largest lender, said it expects its 2007 net profit to rise 60 percent on a sharp growth in service fees, commissions and interest income. The bank which did not provide a figure for the earnings, said its preliminary net profit includes a 12.5-billion-yuan one-off provision for retirement benefits for some employees. AFP PHOTO/Mark RALSTON